If you’re selling on Vinted in the UK, you’re probably wondering about the Vinted payment threshold—how much you can earn before you need to verify your ID or pay tax.
In 2025, new rules are making online selling more regulated. Whether you’re decluttering your wardrobe or flipping items as a side hustle, it’s crucial to understand how much you can sell before hitting legal or tax limits.
This guide explains the current Vinted payment threshold, ID checks, tax responsibilities, and how to avoid delays in getting paid. We’ll also answer common questions UK sellers ask, especially those in places like Loughborough, where Vinted is a popular resale app.
Let’s start with the basics: what the threshold is, how it works, and why it matters to you.
What Is the Vinted Payment Threshold in the UK?
The Vinted payment threshold is the amount you can earn or withdraw before Vinted may require identity verification or trigger potential tax obligations.
As of 2025, if you earn over £1,000 from selling on Vinted in a single tax year, you may need to:
- Verify your identity with official documents
- Report your income to HMRC if it qualifies as trading income
- Keep proper records of your sales and expenses
Why does this threshold exist?
It’s part of efforts to combat fraud, money laundering, and tax evasion. Platforms like Vinted must now comply with UK Corporate Income Tax Rate regulations and EU payment service laws (such as PSD2). These rules require them to monitor and report seller earnings that cross specific limits.
Is this threshold set by Vinted or HMRC?
Both play a role:
Vinted enforces ID checks and payout holds based on internal policies and legal requirements
HMRC requires individuals to report earnings if they exceed the £1,000 trading allowance
So, even if Vinted doesn’t flag your account, you may still need to report your income if it passes HMRC’s threshold.
When Does Vinted Ask for ID or Bank Info?
Vinted asks for your ID or bank details when your selling activity hits certain milestones that require legal verification. This usually happens when you start receiving higher payments or link a bank account to withdraw your earnings.
Typically, Vinted will prompt ID verification if your total earnings approach or exceed £1,000 in a tax year, or if a single payout is unusually high. This is part of their compliance with Anti-Money Laundering (AML) regulations and payment service laws like PSD2, which apply to online platforms that process funds.
You might be asked to submit a photo of your passport, driving licence, or even a selfie for biometric verification. While it can feel intrusive, it’s a standard process required by Vinted’s payment provider, MANGOPAY, to keep the platform secure and legally compliant.
If you delay verifying your ID, Vinted may freeze your payouts until you complete the process. That’s why it’s smart to verify early if you plan to sell regularly.
How Much Can You Earn on Vinted Before Paying Tax?
In the UK, you can earn up to £1,000 per tax year from selling on platforms like Vinted without needing to report it to HMRC. This is called the trading allowance.
If your total income from selling stays under this £1,000 threshold, you usually don’t need to register as self-employed or file a Self Assessment tax return—unless you’re already doing so for other reasons.
However, once your Vinted earnings go over £1,000 in a single tax year, you must declare the income to HMRC, even if it’s just a side hustle or occasional selling. You may also need to register as self-employed and start keeping proper records of what you earn and spend on your selling activity.
This rule applies whether you’re selling brand-new goods, used items, or things from your own wardrobe. The key factor is how much you earn, not what you’re selling.
Do You Have to Pay Tax on Vinted Sales?
Yes, you might have to pay tax on Vinted sales in the UK, depending on how much you earn and the nature of your selling activity.
If you make over £1,000 in total sales per tax year, HMRC expects you to report that income. This doesn’t always mean you’ll owe tax, but you are legally required to declare it.
The most important factor is whether you’re seen as a casual seller or someone running a business. Selling your own used clothes occasionally? That’s usually fine. But if you’re buying items to resell for profit, listing frequently, or running your Vinted profile like a shop, HMRC may view you as a trader.
In that case, you’ll need to:
- Register as self-employed
- File a Self Assessment tax return
- Keep detailed records of sales, expenses, and profits
Even if you’re under the threshold now, it’s good to track your income. Vinted doesn’t deduct tax from your earnings, so you’re responsible for staying compliant.
HMRC Rules for Online Sellers
HMRC has clear guidelines to help determine whether someone selling online—through platforms like Vinted—is trading casually or running a business.
If you occasionally sell your own used clothes, shoes, or household items, you’re likely considered a private individual, and the income is usually not taxable. But if you:
- Buy items specifically to sell for profit
- Repeatedly sell similar products
- Modify or fix items before selling
- Promote your sales regularly (e.g. through social media)
Then HMRC may see you as a trader, not just a casual seller.
Once you’re classed as a trader and earn over £1,000, you must register as self-employed and file a tax return. If you’re unsure where you fall, HMRC offers an online ‘badge of trade’ test to help assess your situation.
Good record-keeping is essential. Even if you don’t owe tax right now, having a log of your sales, costs, and dates will protect you if HMRC ever asks questions.
Why Is Vinted Asking for My Passport or National Insurance Number?
If Vinted is asking for your passport, driving licence, or National Insurance number, it’s usually due to financial regulations, not something you’ve done wrong.
Vinted works with a third-party payment provider, MANGOPAY, which is regulated under European and UK financial laws. Once your account reaches a certain level of sales activity—especially if you pass the £1,000 threshold—the system automatically requests identity checks.
This process is required by Anti-Money Laundering (AML) laws and Payment Services Directive 2 (PSD2). These rules are designed to stop illegal financial activity across platforms that handle user payments.
You may also be asked for proof of address or bank details. While it can feel intrusive, these checks are standard and protect both sellers and buyers.
Until you provide the requested documents, Vinted may freeze your payouts or limit your account functionality. So, it’s wise to complete verification early if you plan to sell regularly.
How to Avoid Payment Delays on Vinted
To avoid payment delays on Vinted, the most important step is to verify your identity early, especially if you plan to sell regularly or expect to earn close to £1,000.
Many sellers face payout issues simply because they delay uploading ID documents or ignore Vinted’s prompts. Once your total sales approach the platform’s internal thresholds, Vinted—through its payment provider—will hold your funds until verification is complete.
To keep your sales smooth:
- Upload your passport or driving licence as soon as prompted
- Make sure your bank account details match your name exactly
- Respond quickly to any requests for proof of address or identity
- Check that your name on Vinted matches your legal documents
Also, try not to wait until you’ve hit the payment threshold. Being proactive can save you from a frozen balance or delayed withdrawals—especially around busy selling seasons like summer clear-outs or Christmas.
People Also Ask – Vinted Payment Threshold FAQs
What happens if I earn over £1,000 on Vinted?
If you earn over £1,000 in a single tax year from Vinted sales, you must declare your income to HMRC. You may need to register as self-employed, especially if your selling resembles a business.
Will Vinted report my sales to HMRC?
Vinted itself doesn’t automatically report individual sales to HMRC yet, but it may share data with tax authorities if required by law. It’s still your responsibility to track and report income if you exceed the trading allowance.
How do I verify my identity on Vinted?
To verify your identity, upload a valid photo ID (like a passport or driving licence) when prompted. Vinted may also ask for a selfie or proof of address. This is handled securely through its payment partner, MANGOPAY.
Can I sell on Vinted without paying tax?
Yes, if you earn under £1,000 in total Vinted sales per tax year and you’re not trading for profit, your income is usually tax-free under the HMRC trading allowance.
What if I exceed the Vinted payment threshold?
Exceeding the payment threshold may trigger a request for ID verification and require you to declare your income to HMRC. Your payments could be delayed until your documents are approved.
Why is Vinted holding my payment?
Vinted may hold your payment if you haven’t verified your identity or if a transaction is under review. Delays are often due to compliance checks, especially after you pass the £1,000 earning mark.
Is selling second-hand clothes on Vinted taxable?
Selling your own second-hand clothes occasionally is generally not taxable. But if you’re selling regularly, sourcing stock to resell, or treating it like a business, it may become taxable trading income.
Do I need to register as self-employed to sell on Vinted?
Only if your annual income from sales exceeds £1,000 and you’re considered a trader. If so, you’ll need to register with HMRC, keep records, and file a Self Assessment tax return.
Summary: Vinted Payment Threshold Rules Explained
The Vinted payment threshold is a key limit for UK sellers to understand. If your total sales exceed £1,000 per tax year, you’ll likely face identity verification requests from Vinted and must declare your income to HMRC.
Vinted’s ID checks and payout holds help the platform comply with financial regulations designed to prevent fraud and money laundering. For sellers, these rules mean staying prepared by verifying your identity early and keeping clear records.
You don’t usually pay tax on occasional sales of personal items. But if your Vinted activity looks like a business—buying to resell, selling regularly—you’ll need to register as self-employed and file a tax return.
Selling on Vinted can be a great way to earn extra cash or build a side hustle, especially for sellers in the UK and towns like Loughborough. Knowing the payment threshold and tax rules helps you avoid surprises, keep your payments flowing, and stay legally compliant.
Ready to Sell Smart on Vinted?
If you want to stay ahead, verify your ID early, track your sales, and consult a tax advisor if you’re unsure about your status. This will keep your Vinted selling experience smooth and stress-free.
If you’d like expert help with tax for your online sales or small business, contact us today for professional advice tailored to UK sellers.
